FCA REGULATED · HOME MOVER SPECIALISTS
Moving Home Made Simple
Moving home can mean reviewing your existing mortgage as well as arranging finance for your next property. Verona Mortgages provides clear moving home mortgage advice, whether you are considering porting your current mortgage or exploring a new one.
Explore Your Mortgage Options
We explore mortgage options across a wide range of lenders and different lending criteria.
Port or Explore a New Mortgage
Whether you are considering porting your existing mortgage or arranging a new one, we can explore the options with you.
Professional Mortgage Advice
Clear mortgage advice based on your circumstances, with support throughout your move.
Support Through Your Move
We make the mortgage side of your move simple, one less thing to worry about.
we help with
What to Consider When Moving Home
Moving home can mean making decisions about your existing mortgage as well as your next property. Whether you are upsizing, downsizing or relocating, we can help you understand the mortgage options around your move.
- Porting your existing mortgage - understanding whether your current mortgage may be portable to your new property.
- Additional borrowing - exploring your options if your new home requires a larger mortgage.
- Exploring a new mortgage - comparing other mortgage options with porting your existing mortgage.
- Timing your mortgage - understanding how the mortgage process fits around your sale and purchase.
the process
How We Make Your Moving Home Mortgage Simple
01
Tell Us About Your Move
Complete our secure online form through the Acre client portal. Tell us about your current mortgage, the property you are moving from and your plans for your next home.
02
We Explore Your Options
We look at your existing mortgage, including whether it may be portable, alongside other mortgage options available for your new home.
03
We Handle The Rest
Once you decide how you would like to proceed, we manage your mortgage application and keep you updated as it progresses towards your move.
your options
Port Your Mortgage or Start Fresh
When you move home, you may be able to take your existing mortgage with you or arrange a new mortgage for your next property. We can explore both options with you and explain what each could mean for your move.
Port Your Mortgage
Porting means taking your existing mortgage product to your new property, subject to your lender’s criteria and approval. We can look at your current mortgage, any applicable charges and whether porting may suit your circumstances.
Get a New Mortgage
Depending on your circumstances, arranging a new mortgage may be another option. We can explore available mortgage products and compare them with porting your existing mortgage.
meet the advisers
Speak with a Mortgage Adviser
Get to know the people behind Verona Mortgages. Our Mortgage Advisers provide personal mortgage support from your initial enquiry through to completion.
Yousef Gholami
Mortgage Adviser
Speak directly with Yousef about your mortgage options and next steps. Clear, straightforward advice based on your circumstances.
Daniel Mehrnia
Mortgage Adviser
Speak directly with Daniel about your mortgage options and next steps. Clear, straightforward advice based on your circumstances.
Mohammad Sharif Zadeh
Mortgage Adviser
Speak directly with Mohammad about your mortgage options and next steps. Clear, straightforward advice based on your circumstances.
Shaghayegh Pouravin
Mortgage Adviser
Speak directly with Shaghayegh about your mortgage options and next steps. Clear, straightforward advice based on your circumstances.
FREQUENTLY ASKED QUESTIONS
Moving Home Mortgage Questions, Answered
Moving home can raise questions about your existing mortgage and how to finance your next property. Here are answers to some common questions from home movers.
Can I take my existing mortgage with me when I move home?
Some mortgages are portable, which means you may be able to take your existing mortgage product to your new property. This is subject to your lender’s criteria, affordability checks and approval of the new property.
Is it better to port my mortgage or get a new one?
That depends on your existing mortgage, any early repayment charges, the property you are buying and the mortgage options available to you. We can explore both routes and explain how they compare for your circumstances.
Can I borrow more when I move home?
You may be able to borrow additional money if your next property costs more, subject to affordability and the lender’s criteria. This may involve additional borrowing with your existing lender or arranging a different mortgage.
What happens to my mortgage if I sell my home before buying another?
This will depend on your mortgage and the timing of your sale and purchase. If you plan to port your mortgage, a gap between transactions can affect how this works, so it is worth discussing the timing with your adviser and lender early.
What costs should I budget for when moving home?
As well as your mortgage and deposit or equity, costs can include estate agent fees, solicitor or conveyancing fees, surveys, removals, mortgage-related fees and any applicable property taxes.
When should I speak to a mortgage adviser about moving home?
It can be useful to speak to an adviser before you start making offers. Understanding your existing mortgage, potential borrowing and available options can give you a clearer picture of your position before you commit to your next property.
Ready to Get Moving?
Get in touch for a no-obligation consultation with a moving home mortgage adviser. We’ll talk through your options whether that’s porting your existing mortgage, switching or arranging a new mortgage so you can decide what works for your move.