FCA REGULATED · FIRST TIME BUYER SPECIALISTS

Getting First Time Buyers onto the Property Ladder

As an FCA-regulated first time buyer mortgage broker, we guide you through every step from deposit to completion, no jargon, no confusion, just the right mortgage for you.

Access to 200+ Lenders

We compare hundreds of lenders not just the big banks

You Are Not Alone in This

Hundreds of first time buyers have been in your position, we know exactly how to help

FCA Regulated

Fully authorised and regulated advice you can rely on

Here Every Step of the Way

From your first question to getting your keys, one dedicated adviser is always on hand

we help with

Everything a First Time Buyer Needs to Know

Whether you have a deposit saved or are just starting to think about buying, we can help at any stage. As a first time buyer mortgage broker, here is what we cover with every client.

How much you can borrow based on your income and deposit
Government schemes - Lifetime ISA, mortgage guarantee and shared ownership
5% deposit mortgages and lenders who accept gifted deposits
Fixed vs tracker rates and what makes sense for you right now
All costs involved stamp duty, solicitor fees and survey costs

the process

How We Get You Your First Mortgage

01 Tell Us Your Plans

Complete our quick online form via the Acre portal. We will ask about your income, deposit and the type of property you are looking for.

02 We Search the Market

We compare hundreds of first time buyer mortgage products from across the market to find the best rate and terms for your circumstances.

03 We Handle The Rest

From submitting your application to liaising with the lender and solicitors, we manage everything. Most first time buyers receive a mortgage offer within 4 to 6 weeks.

government schemes

Making Your First Home More Affordable

There are several government-backed schemes designed to help first time buyers get onto the ladder with a smaller deposit. In addition, we can help you understand which one suits your circumstances best.

Lifetime ISA →

Save up to £4,000 per year and receive a 25% government bonus of up to £1,000 annually. Use it toward your first home deposit. ISA must be setup before the age of 40.

Mortgage Guarantee →

Buy with just a 5% deposit. The government guarantees part of the mortgage, giving more lenders confidence to lend to first time buyers with smaller deposits.

Shared Ownership →

Buy a share of a property between 25% and 75% and pay rent on the rest. A lower-cost route onto the ladder, particularly in higher-price areas.

Daniel Mehrnia

Mortgage Advisor

why verona

The Right First Time Buyer Mortgage Broker for You

Yousef Gholami